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Dec. 5th, 2008


Thanks to the efforts of this community, we
have raised enough money to keep her out of foreclosure and offer a cushion.

UPDATE: PLUMBING UPDATE  (please give it a look if you can). We've run into unforeseen difficulties with the plumbing, so if you feel like lending a helping hand there, it would be much appreciated.

Thank you,
anxious Rose


We have removed the donation button, but are letting the existing auctions run
. We have allowed new auctions again, due to unforeseen problems with Vera's plumbing, which present a health hazard. For more news and updates, check the main page of the community at community.livejournal.com/helpvera



Thank you! This community is simply incredible. Many, many small contributions combined together to a larger whole. We've blessed Vera, who needed our help, and we've blessed each other. Together, we have created a miracle. Thank you, thank you, and thank you again.


Your proud and happy mod,
Rose

---------------------------


Winter is only joyful when we have each other. When it gets cold, we crave light and seek out the company of loved ones to get us through this unfriendly season.  As you are preparing to celebrate Christmas, Hanukkah, Kwanzaa or New Year's, Vera Nazarian and her ailing mother are facing foreclosure.

I don't know many people who work as hard as Vera. She is the person behind the new independent press Norilana Books, with 213 titles in print. And yet, she's been fighting an uphill battle most of her life because of generational poverty and continuous misfortune.
 
Vera came to this country as an immigrant from the former USSR, and a refugee from the mid-seventies war in Lebanon. As a young woman fresh out of college, she worked long shifts at multiple jobs in order to support her family. One night, exhausted from work, she rear-ended another car. This is where the hell started. Her auto insurance was worthless--issued by a scam company and non-admitted carrier. The other driver sued, claiming false injuries, while the insurance company, facing a class-action lawsuit, took Vera's insurance premiums and ran off to Trinidad -- literally.  Without valid insurance, Vera had to pay large amounts of money she didn't have.  She lost her own car and ran up hopeless credit card debt.  Finally her lawyer discovered the other driver had a history of filing scam claims and the lawsuit was dismissed.  But after 5 years of paying legal fees on top of everything else, it was too late.

Because of her debt, Vera could not qualify for a regular home loan even though she had well-paying jobs and otherwise perfect credit.  Around 1999--before the housing bubble--she finally qualified for a sub-prime mortgage from Fannie Mae. Vera now had a fixer-upper home, but her misfortunes continued.  She was laid off, rehired, laid off again, and had to declare bankruptcy in 2002. Her health deteriorated, and she had to support her aging parents.  It was all but impossible to make timely payments.

She started her one-woman business, Norilana Books, in 2006, and due to her hard work, inspiration and dedication, things improved steadily. But then in 2007, Vera's mother was diagnosed with ovarian cancer and spent most of the year in hospitals. She underwent multiple operations, and spent half a year attached to a portable abdominal vacuum machine that suctioned a wound that refused to heal. Vera cared for her, often 24/7, through chemotherapy, antibiotic injections, and complications, and had to set aside most of her regular work.  Meanwhile her ninety-year-old father's health was also failing. He died in February 2008. 

Even with the growing business and around-the-clock hard work, the sub-prime mortgage bills kept piling up.  Water pipes burst in December 2007, and just last month the sewer main line went critical.  The sewer situation is still not corrected and will not be for quite some time.

"This year, and the last, is like a haze nightmare," says Vera. She very rarely leaves the house, since she is caring for her mother, who has survived cancer but needs constant supervision. She applied to the bank for forbearance and received it, but, just as it seemed the worst was over, the October economic meltdown happened.

Vera herself has been getting sicker and sicker from the incredible anxiety and pressure she's under -- in addition to an ongoing internal bleeding problem, she finds it difficult to sit at the computer due to chronic leg muscle pain.

Vera owes $11,229.72  on back mortgage payments and late fees, which is now due and payable. Her time is running out. If she cannot make the payment by December 20th, her beloved old rickety house will be forfeit. THANKS TO THIS COMMUNITY, VERA HAS ENOUGH MONEY TO KEEP HER HOUSE! The same house where her father's ashes have been lovingly scattered in the backyard underneath the rose bushes that Vera and her mother planted together.

THANK YOU!!!!!!

The full treasurer's report on donations is here

Comments

( 173 comments — Leave a comment )
Page 1 of 5
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catrambo
Dec. 5th, 2008 07:15 pm (UTC)
I am trying to Paypal some money, but don't have the address to send it to. When I click on the Donate button it lets me log into Paypal but doesn't supply the address. Could you post it or mail it to me?
rose_lemberg
Dec. 5th, 2008 07:17 pm (UTC)
Cat, thank you so much! I am working on fixing the problem. Meanwhile, the paypal address is:

helpvera@fuzzyorange.com
(no subject) - coppervale - Dec. 5th, 2008 07:46 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 5th, 2008 07:57 pm (UTC) - Expand
(no subject) - savia - Dec. 5th, 2008 10:17 pm (UTC) - Expand
(Deleted comment)
(no subject) - danceswithwaves - Dec. 6th, 2008 12:23 am (UTC) - Expand
(Deleted comment)
(no subject) - rose_lemberg - Dec. 6th, 2008 01:04 am (UTC) - Expand
(no subject) - savia - Dec. 8th, 2008 10:25 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 8th, 2008 10:26 pm (UTC) - Expand
(Deleted comment)
(no subject) - savia - Dec. 9th, 2008 12:52 am (UTC) - Expand
(Deleted comment)
My guess is... - shweta_narayan - Dec. 9th, 2008 01:43 am (UTC) - Expand
(no subject) - krisname - Dec. 5th, 2008 07:48 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 5th, 2008 07:57 pm (UTC) - Expand
sartorias
Dec. 5th, 2008 08:02 pm (UTC)
Is there an address for those of us who do not do online payments?
rose_lemberg
Dec. 5th, 2008 08:25 pm (UTC)
Sherwood, I'm working on it and will get back to you soon.
(no subject) - sartorias - Dec. 5th, 2008 08:26 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 5th, 2008 08:50 pm (UTC) - Expand
(no subject) - sartorias - Dec. 5th, 2008 08:52 pm (UTC) - Expand
(no subject) - danceswithwaves - Dec. 6th, 2008 12:33 am (UTC) - Expand
(no subject) - rose_lemberg - Dec. 6th, 2008 12:34 am (UTC) - Expand
(no subject) - pameladean - Dec. 6th, 2008 02:32 am (UTC) - Expand
(no subject) - rose_lemberg - Dec. 6th, 2008 02:34 am (UTC) - Expand
strange_selkie
Dec. 5th, 2008 08:10 pm (UTC)
Done and done. Here from upstart_crow.
rose_lemberg
Dec. 5th, 2008 08:20 pm (UTC)
Thank you so much!
asakiyume
Dec. 5th, 2008 08:28 pm (UTC)
I made a donation, and I'm hopeful this can work. I participated in another one of these a few days ago, and a tremendous amount of money was raised in just two days. Fingers crossed.
rose_lemberg
Dec. 5th, 2008 08:31 pm (UTC)
Thank you for donating, and for your words. I also participated in that fundraiser. I am very hopeful.
mroctober
Dec. 5th, 2008 08:29 pm (UTC)
I sent in a little. I wish I could do more.
rose_lemberg
Dec. 5th, 2008 09:03 pm (UTC)
Thank you so much! Every little bit counts.
deborahjross
Dec. 5th, 2008 08:33 pm (UTC)
Auction item posted. Donation on its way. Spread the word!
rose_lemberg
Dec. 5th, 2008 08:34 pm (UTC)
Thank you, Deborah. This is incredible.
vierran45
Dec. 5th, 2008 08:40 pm (UTC)
I sent a little, since I love Vera's writing and the books she has published under her own imprint. And if I participated in another LJ fund raiser for a complete stranger just a few days ago, why not do something good for a person I actually "know". I really do hope things work out for her!
rose_lemberg
Dec. 5th, 2008 08:58 pm (UTC)
Thank you so much! Yes, I also participated in that auction. It's amazing what a community can do.
(no subject) - vierran45 - Dec. 5th, 2008 09:33 pm (UTC) - Expand
tchernabyelo
Dec. 5th, 2008 08:46 pm (UTC)
Donation sent (learnt about it from Cat on Codex, immediatley followed by her and Nick Mamatas' blogs).

Plugged in my lj.

rose_lemberg
Dec. 5th, 2008 08:47 pm (UTC)
Thank you so much, Brian!
upstart_crow
Dec. 5th, 2008 08:55 pm (UTC)
Could I add a buy it now to my auction? I just hit upon what I think would be a reasonable buy it now price for the bottles.
rose_lemberg
Dec. 5th, 2008 08:56 pm (UTC)
Of course! Just edit your entry!
(no subject) - upstart_crow - Dec. 5th, 2008 08:57 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 5th, 2008 08:59 pm (UTC) - Expand
(no subject) - upstart_crow - Dec. 5th, 2008 08:59 pm (UTC) - Expand
lanyn
Dec. 5th, 2008 09:14 pm (UTC)
I've just donated as well. Hope it helps!
rose_lemberg
Dec. 5th, 2008 09:16 pm (UTC)
Thank you so much! The community has been amazing so far.
mtentchoff
Dec. 5th, 2008 09:21 pm (UTC)
Please keep us up to date on how this goes. I may be able to send more later.
rose_lemberg
Dec. 5th, 2008 09:24 pm (UTC)
Thank you!! Will do. We are scrambling to track the donations that are coming in :)
yendi
Dec. 5th, 2008 09:31 pm (UTC)
Sent the pitiful remnants of my Paypal account. It's not much, but it's what we could spare. Will also boost the signal.
rose_lemberg
Dec. 5th, 2008 09:32 pm (UTC)
Thank you so much. It all adds up.

Love your nickname btw. I'm a big fan of Brust.
kehrli
Dec. 5th, 2008 09:39 pm (UTC)
Donated and linked. Good luck.
rose_lemberg
Dec. 5th, 2008 09:40 pm (UTC)
Thank you, Keffy.
(no subject) - catherineldf - Dec. 5th, 2008 09:59 pm (UTC) - Expand
(no subject) - rose_lemberg - Dec. 5th, 2008 10:02 pm (UTC) - Expand
otterdance
Dec. 5th, 2008 10:04 pm (UTC)
I'm glad to help. Years back she and I were in a newsgroup together. She's a great person. No one should have that kind of bad luck. Donation Paypalled
rose_lemberg
Dec. 6th, 2008 12:46 am (UTC)
She is a wonderful person who is very generous to others, always giving as much as she can.
Thank you.
b_oki
Dec. 5th, 2008 10:15 pm (UTC)
HUGS TO YOU!
God Bless You, Vera and Family.
You will be in my prayers.
Don't give up.

Donation w/PayPal - hope it helps.

Love,
Bette Wappner
rose_lemberg
Dec. 6th, 2008 12:47 am (UTC)
Re: HUGS TO YOU!
Thank you very much, Bette, for the donation and the kind words.
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( 173 comments — Leave a comment )

Help Vera

Vera Nazarian of Norilana books is facing foreclosure due to a series of truly unfortunate events (a fradulent lawsuit, mother's illness, father's death and sub-prime mortgage.) We hope to raise $11,229.72 to help Vera save her house. Update: We have raised this money. Any additional monies raised will be spent per this post.

Please consider donating, spreading the word, and/or participating in the charity auction.

Thanks a lot!

Mods Rose (grayrose76), Deirdre (dsmoen) - treasurer, and Josh (Guppiecat) - website and auction maintenance

Thanks to Adam Israel for banner and website help!